Stephen R. Harris, Esq.

Providing Financial Protection Since 1976

Has your financial situation become so severe that it is affecting your personal and family life? You may be facing a very difficult choice; perhaps one of the most important decisions of your life. Should you take the action step and file for bankruptcy?

There is nothing easy about making the decision to file for bankruptcy. I welcome the opportunity to speak with you personally and confidentially to help you find the ideal solution to your financial challenges.

Latest News & Information

The Chapter 13 Bankruptcy Process

The Chapter 13 Bankruptcy Process

The steps for working your way through a Chapter 13 bankruptcy are pretty much the same in steps one through eight explained in a previous post. A Chapter 13 filing requires that you propose a plan to repay creditors over a period of 3 to 5 years. The trustee will...

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Our Clients Speak

I was fortunate to have been referred to Mr. Harris only 2 years ago. I was in financial straits and very upset. I owned a commercial building that housed my Medical Spa & Salon for the previous 10 years. I was paying my mortgage payments regularly and on time, however, the bank foreclosed because of a balloon payment that came due. I was unable to refinance because my former investor and partner left town; I therefore couldn’t qualify to refinance. I had to close my business that I loved even though it was still profitable. I felt terrible thinking that my financial life would never be the same if I was forced to go through with filing a Chapter 11 business reorganization plan. 

Mr. Harris was different; he calmly and with great knowledge explained to me in detail that I didn’t need to go through an expensive bankruptcy proceeding that could last for years. He was honest, informative and spoke to me in plain English; most importantly he seemed to care about my situation. I was ecstatic and so thankful that he was forthright enough to not simply take my money when there were possible alternatives.

I ended up closing the business and eventually sold the building to the bank’s satisfaction. Had it not been for Mr. Harris’ guidance and help the experience would have been much more negative and emotionally draining. Thank you, Steve, for your caring and sincere advice; I highly recommend his services.

Pamela K. Pike

Owner , The Ageless Zone Salon & Spa

 Several years ago, when almost all Americans were being impacted by the economic downturn. I needed to file a chapter 11 business reorganization to save approximately five million dollars in equity investment in a real property that I owned in Southern California. Stephen Harris, business-bankruptcy lawyer in Reno, Nevada successfully filed the chapter 11 reorganization. He also was able to force an acceptance of my primary-secured-creditor. This allowed me additional time to profitably sell the property. I would recommend Stephen Harris and his staff in filing any kind of business chapter 11 bankruptcy reorganization proceeding, given their high level of expertise and fairness in this regard.

Jerry Siemons

Owner - Real Estate Investor

 My family’s business needed a business reorganization because of mounting creditor claims and a temporary downturn in business revenue. The business consisted of primarily manufacturing and foundry work, with several millions of dollars owed to creditors, both secured and unsecured. Stephen Harris, bankruptcy lawyer in Reno, Nevada and his staff; Norma and Hannah worked efficiently and cost effectively to achieve a chapter 11 confirmed plan of reorganization in the United States Bankruptcy Court. Our family business is now successfully completing and paying its creditors. Although I hope never to use Stephen Harris’ services again involving business bankruptcy reorgWWanization, if we had to, we would use him on a moment’s notice. He is fair, approachable and pragmatic in pursuing business issues in the United States Bankrupt Court.

Kara Hayes, Esq.

Owner, Law Office, Genoa, Nevada

Meet Our Team

Norma Guariglia

Bankruptcy Litigation Paralegal

My name is Norma Allred Guariglia I was born and raised in San Jose, Costa Rica and Santiago, Chile. I attended high school at the International School Nido de Aguilas in South America. I moved back to the United States in 1986 and began working for Mr. Harris while attending the University of Nevada in Reno. I graduated in 1999 with a degree in Business Administration and Accounting.

I successfully passed my CPA exam with one of the highest scores in Northern Nevada. Last year I enrolled in law school and should complete my training by 2022. My long-range goal is to become a law partner with Mr. Harris. We have successfully worked together for the last 27 years during which time I have learned a great deal regarding the various bankruptcies, litigation and commercial law. I appreciate working with Mr. Harris and our ability to maintain a positive and professional working environment. I am fluent in Spanish and have been able to help our Spanish speaking clients with their cases. I take pleasure in tackling the various complexities of the different bankruptcy filings which are often unique and involve a myriad of details and multifaceted issues.

I am very busy studying and working, but when I’m not I love spending time with my husband, three sons and my three adorable grandchildren. My best vacations are to white sand beaches with warm ocean water. I am happy to call Northern Nevada my home and look forward to a long prosperous and busy career as a Nevada lawyer. Please feel welcome at our office and don’t hesitate to take the first step of consulting with Mr. Harris concerning your financial challenges. Our team understands the personal and emotional difficulties that seeking bankruptcy can pose, but we are here to help.

Stephen R. Harris, Esq

Owner, Harris Law LLC

I obtained my license to practice law in the State of Nevada in 1974. I graduated from the University of Southern California in 1971 and then obtained my Doctor of Jurisprudence degree (J.D.) from the University of San Diego School of Law.

I became motivated to practice bankruptcy law from United States Bankruptcy Judge Bert Goldwater. I served as a bankruptcy trustee for several real estate cases.

I enjoy helping individuals with their financial problems and attempt to give them some alternatives to bankruptcy if possible. I find satisfaction and take pleasure in helping business owners who need a chance to reorganize their businesses and consolidate or minimize their debt issues.

I have been serving the residents of Northern Nevada for the last 45 years and have completed over 5,000 Chapter 7 consumer-bankruptcy filings and filed in excess of 1,000 Chapter 11 business reorganization cases. I am here to help you. Bankruptcy may not be your only option. Let’s explore all the alternatives and possibilities that could exist for you. Contact our office for a free and confidential consultation.

Hannah Bass

Bankruptcy Paralegal

I started working for Mr. Harris in 2012, as a billing and file clerk, and transitioned to paralegal work in 2015 helping our bankruptcy clients.

I am a native Nevadan and graduated from the University of Nevada, Reno in 2016 obtaining my bachelor’s degree in political science, minoring in economics.  My long-term goal is to become a licensed Nevada attorney and I will be applying to law school soon. In my spare time, I enjoy spending time in the outdoors with my German Shepherd Luna and Chocolate Lab Coco. I love hiking, biking, stand-up paddle boarding and camping.

I love my job and the working environment here, helping others with their financial issues. I admire Mr. Harris’ integrity and respect that he shows to all his clients. Please take the next step and come in for your free confidential consultation with Mr. Harris. So many of our clients tell me how grateful they are that they finally did.

Lets Discuss Your Case in Detail

Once the bankruptcy process is started, threatening and intimidating phone calls and nasty letters from creditors will stop and other welcome relief will be available to you. Our clients generally feel a tremendous relief and a renewed sense of hope after our initial meeting. I look forward to meeting you in person.

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